From 1 January 2026, CPF contribution rates will increase for senior employees aged above 55 to 65. This is part of Singapore’s ongoing effort to strengthen retirement adequacy as people work longer and wages continue to grow.

What’s changing

Total CPF contribution rates increase by 1.5% for employees aged above 55 to 65.

The increase is shared between employer and employee.

Contribution rates for employees 55 and below, and above 65, remain unchanged.

The CPF Ordinary Wage ceiling will rise to S$8,000, meaning a larger portion of wages may be CPF-liable for higher earners.

What this means for businesses

Employers will need to update payroll calculations from January 2026.

Plan for slightly higher CPF costs for senior workers

Clearly communicate changes to affected employees

Officaid is ready

At Officaid, these updates are already on our radar.

CPF changes, regulatory updates, and payroll rule adjustments are built into our roadmap, so you don’t need to worry about keeping up with every announcement.

This change, and all upcoming ones, are handled accurately, automatically, and on time, so you can focus on running your business while Officaid keeps you compliant.